Report on Financial Literacy Camps
Report on Financial Literacy Camps Conducted by Guru Harkrishan Educational Society
Introduction
Guru Harkrishan Educational Society, in collaboration with Yamuna Nagar Central Cooperative Bank Ltd., successfully organized a series of Financial Literacy Camps across various villages in the Yamuna Nagar district. These initiatives were undertaken with the aim of educating rural communities about financial awareness, empowering them with essential knowledge to make informed financial decisions, and promoting a culture of savings, investment, and responsible banking practices.
Objectives of the Financial Literacy Camps
The primary goals of these Financial Literacy Camps were:
To raise awareness about the importance of financial literacy in daily life.
To educate villagers on basic banking services, such as savings accounts, loans, fixed deposits, and other banking facilities.
To promote digital banking methods and cashless transactions.
To guide rural women and farmers on government schemes and financial support programs available to them.
To emphasize the significance of savings, budgeting, and avoiding fraudulent financial activities.
Details of the Camps
The camps were conducted in multiple villages across Yamuna Nagar district, covering areas with limited access to financial education. Each camp witnessed enthusiastic participation from villagers, including women, farmers, small business owners, and students.
The following key villages were part of this initiative:
The events were organized with the support and active participation of the Yamuna Nagar Central Cooperative Bank Ltd., whose representatives played a crucial role in educating the attendees.
Village
|
Village
|
Village
|
|---|---|---|
|
Mahamud Pur
|
Bakarpur
|
Khadri
|
|
Jaidhar
|
Malikpur
|
Piplimajra
|
|
Tugalpur
|
Taruwala
|
Chuharpur
|
|
Dakwala
|
Bhagwan Pur
|
Bahadar Pur
|
|
Thaska
|
Sadiqpur
|
Bulkheri
|
|
Ismailpur
|
Mundakhera
|
Sukhpura
|
|
Mandkheri
|
Bahadargarh
|
Kalesar
|
|
Chalaur
|
Rampur Harian
|
Mianpur
|
|
Nagalpati
|
Pandon
|
Rajpur
|
|
Sandhali
|
Sandhala
|
Alahar
|
|
Mohri
|
Kunjal
|
Navazpur
|
|
Navazpur Majri
|
Kapoori Khurd
|
Kapoori Kalan
|
|
Daulatpur
|
Akbarpur
|
Ismailpur
|
|
Salempur
|
Rattangarh
|
Dholi
|
|
Naugawan
|
Dayalgarh
|
Hartan
|
|
Daulatpur
|
Gundiana
|
Hudia
|
|
Kathgarh
|
Bhatuwala
|
Program Highlights
Awareness on Basic Banking Services
Villagers were informed about the benefits of opening bank accounts and the processes involved.
Representatives from Yamuna Nagar Central Cooperative Bank provided guidance on services such as savings accounts, recurring deposits, and fixed deposits.
Promotion of Digital Banking
Demonstrations were given on the use of mobile banking apps, online payment systems, and ATM services.
Special emphasis was placed on adopting UPI, net banking, and cashless transactions.
Government Financial Schemes
Detailed sessions were held on various government schemes, including PMJDY (Pradhan Mantri Jan Dhan Yojana), PMJJBY (Pradhan Mantri Jeevan Jyoti Bima Yojana), and other financial inclusion programs.
Farmers and rural women were briefed on subsidy programs, agricultural loans, and women-focused financial support initiatives.
Interactive Q&A and Counselling Sessions
To address individual queries, one-on-one interactions were conducted, where villagers clarified their doubts about banking processes, loan eligibility, and fraud prevention.
Outcomes of the Camps
The Financial Literacy Camps resulted in significant progress towards spreading financial
Awareness in rural areas:
Over 500 villagers participated in the camps across all locations.
More than 200 new savings accounts were opened with Yamuna Nagar Central Cooperative Bank Ltd. during the course of the initiative.
Increased adoption of digital banking tools among villagers, particularly UPI and mobile banking apps.
Enhanced awareness of government welfare schemes and financial support programs.
Rural women showed a keen interest in understanding financial planning and utilizing microfinance opportunities.
Impact on the Community
The camps empowered rural communities by enabling them to:
Make informed financial decisions, thereby improving their financial well-being.
Adopt safer, transparent, and modern banking practices.
Access government schemes to enhance economic stability, especially for women and farmers.
Gain confidence in handling their finances and avoiding exploitation by unregulated lenders or fraudulent schemes.
Conclusion
The Financial Literacy Camps conducted by Guru Harkrishan Educational Society, with the support of Yamuna Nagar Central Cooperative Bank Ltd., proved to be a highly impactful initiative. By fostering financial literacy and empowering rural communities with essential financial knowledge, the camps laid the foundation for sustainable financial growth and inclusion. Such initiatives will continue to play a pivotal role in bridging the gap between rural communities and financial institutions.
Acknowledgment
Guru Harkrishan Educational Society extends its gratitude to Yamuna Nagar Central Cooperative Bank Ltd. for their invaluable support and expertise in ensuring the success of these camps. The Society also appreciates the active participation of villagers who demonstrated a genuine interest in enhancing their financial awareness.
