Village-Level Programmes Conducted for Women
Report on Village-Level Programmes Conducted for Self-Help Group Women
Introduction
Guru Harkrishan Educational Society, in collaboration with Yamuna Nagar Central Cooperative Bank Ltd., successfully organized a series of village-level programmes across various villages in Yamuna Nagar district. These programmes were specifically designed to educate and empower Self-Help Group (SHG) women by providing them with essential knowledge about the functioning of SHGs and various financial matters. The initiative aimed to promote financial independence, group sustainability, and economic development among rural women.
Objectives of the Village-Level Programmes
The key objectives of these programmes were:
To educate SHG women on the structure, functioning, and benefits of Self-Help Groups.
To provide awareness about financial literacy and its importance in managing group and personal finances.
To promote savings habits, budgeting, and financial discipline among SHG members.
To inform SHG women about government schemes, microfinance opportunities, and loan facilities available to them.
To strengthen the capacity of SHGs for collective action and entrepreneurship development.
Details of the Programmes
The programmes were conducted across multiple villages in Yamuna Nagar district, with targeted outreach to women involved in Self-Help Groups. Each programme was well-structured and included interactive sessions, demonstrations, and question-answer rounds to ensure effective understanding.
The following key villages were part of this initiative:
The events were organized with the support and active participation of the Yamuna Nagar Central Cooperative Bank Ltd., whose representatives played a crucial role in educating the attendees.
Village
|
Village
|
Village
|
|---|---|---|
|
Mahamud Pur
|
Bakarpur
|
Khadri
|
|
Jaidhar
|
Malikpur
|
Piplimajra
|
|
Tugalpur
|
Taruwala
|
Chuharpur
|
|
Dakwala
|
Bhagwan Pur
|
Bahadar Pur
|
|
Thaska
|
Sadiqpur
|
Bulkheri
|
|
Ismailpur
|
Mundakhera
|
Sukhpura
|
|
Mandkheri
|
Bahadargarh
|
Kalesar
|
|
Chalaur
|
Rampur Harian
|
Mianpur
|
|
Nagalpati
|
Pandon
|
Rajpur
|
|
Sandhali
|
Sandhala
|
Alahar
|
|
Mohri
|
Kunjal
|
Navazpur
|
|
Navazpur Majri
|
Kapoori Khurd
|
Kapoori Kalan
|
|
Daulatpur
|
Akbarpur
|
Ismailpur
|
|
Salempur
|
Rattangarh
|
Dholi
|
|
Naugawan
|
Dayalgarh
|
Hartan
|
|
Daulatpur
|
Gundiana
|
Hudia
|
|
Kathgarh
|
Bhatuwala
|
Program Highlights
Awareness on Basic Banking Services
Villagers were informed about the benefits of opening bank accounts and the processes involved.
Representatives from Yamuna Nagar Central Cooperative Bank provided guidance on services such as savings accounts, recurring deposits, and fixed deposits.
Promotion of Digital Banking
Demonstrations were given on the use of mobile banking apps, online payment systems, and ATM services.
Special emphasis was placed on adopting UPI, net banking, and cashless transactions.
Government Financial Schemes
Detailed sessions were held on various government schemes, including PMJDY (Pradhan Mantri Jan Dhan Yojana), PMJJBY (Pradhan Mantri Jeevan Jyoti Bima Yojana), and other financial inclusion programs.
Farmers and rural women were briefed on subsidy programs, agricultural loans, and women-focused financial support initiatives.
Interactive Q&A and Counselling Sessions
To address individual queries, one-on-one interactions were conducted, where villagers clarified their doubts about banking processes, loan eligibility, and fraud prevention.
Outcomes of the Camps
The Financial Literacy Camps resulted in significant progress towards spreading financial
Outcomes of the Programmes
The village-level programmes achieved significant results in creating awareness and fostering empowerment among SHG women:
Over 400 SHG women participated in the programmes across the villages.
Enhanced understanding of SHG operations, financial management, and access to bank loans.
Increased awareness about government schemes and microfinance opportunities.
Strengthened group cohesion and capacity to undertake collective economic activities.
Encouraged many participants to adopt savings habits and financial planning for both group and personal development.
Impact on the Community
The programmes had a profound impact on the rural women and their communities by:
Enabling SHG women to become financially literate and self-reliant.
Empowering women to access financial resources and contribute to family and community well-being.
Promoting entrepreneurship and sustainable income-generating activities among rural women.
Building confidence and leadership skills among SHG members, fostering long-term economic and social development.
Conclusion
The village-level programmes conducted by Guru Harkrishan Educational Society, with the support of Yamuna Nagar Central Cooperative Bank Ltd., played a pivotal role in empowering Self-Help Group women. By enhancing their financial knowledge, promoting group sustainability, and encouraging entrepreneurship, these initiatives have laid the groundwork for stronger, self-sufficient rural communities. Continued efforts in this direction will further strengthen the role of SHGs as drivers of economic and social change.
Acknowledgment
Guru Harkrishan Educational Society extends its heartfelt gratitude to Yamuna Nagar Central Cooperative Bank Ltd. for their invaluable support and collaboration in conducting these programmes. The Society also appreciates the enthusiastic participation of SHG women, whose dedication and interest made the initiative a resounding success.